NYSentencing

§ 190.55 Making a false statement of credit terms.
    A  person  is  guilty of making a false statement of credit terms
when he knowingly and willfully violates the  provisions  of  chapter
two  of  the  act of congress entitled "Truth in Lending Act" and the
regulations thereunder, as such act and regulations may from time  to
time  be  amended,  by  understating or failing to state the interest
rate required to be disclosed, or by failing to make or by  making  a
false  or inaccurate or incomplete statement of other credit terms in
violation of such act.
    Making   a   false  statement  of  credit  terms  is  a  class  A
misdemeanor.
with Argument