PL 190.40

§ 190.40 Criminal usury in the second degree.
    A  person  is  guilty  of criminal usury in the second degree when, not
being authorized or permitted by law to do so, he knowingly charges,  takes
or  receives  any  money  or  other  property  as  interest  on the loan or
forbearance of any money or other property, at a rate exceeding twenty-five
per centum per annum or the equivalent rate for a longer or shorter period.
    Criminal usury in the second degree is a class E felony.

Lesser Included Greater Inclusory Offenses with Argument