§ 190.42 Criminal usury in the first degree.
    A  person  is  guilty  of  criminal usury in the first degree when, not
being authorized or permitted by law to do so, he knowingly charges,  takes
or  receives  any  money  or  other  property  as  interest  on the loan or
forbearance of any money or other property, at a rate exceeding twenty-five
per  centum per annum or the equivalent rate for a longer or shorter period
and either the actor had previously been convicted of the crime of criminal
usury  or  of  the attempt to commit such crime, or the actor's conduct was
part of a scheme or business of making or collecting usurious loans.
    Criminal usury in the first degree is a class C felony.